We have been working on this for a good while, obviously thinking about the process of buying a home while we save up the money that we need for a down payment. It does really seem a lot like you need to think about the top Denver realtors to help you with the process. Once you start looking into the difficulties you realize that doing the thing on your own is going to be really tough. There is just a great deal of stuff that you need to learn and you are likely going to be better off paying a person who knows what they are doing to help you out. It is pretty complicated to figure out how to deal with the banks, who are quite obviously going to try to look out for themselves and make sure that they only make a loan when it is in their interest to do so.
It is the mortgage that makes or break it for us, but obviously the more money that we have up front the better things look when you walk in the bank to ask them to lend you the money to buy a home. It is not as simple as that though, but we are thinking about what sort of home we are going to look for. If we wanted to start out with a small place, then we could probably get one right away. The problem with that is that it is not going to be big enough when we start to make a family. That is definitely in the plans, but we figure that you need to have a place to keep the kids before you have them. It makes no sense to do it in an apartment if you sit down and think about that.